What is WhatsApp Payment and How to Do

 Today, when technology is growing so fast, every person wants that he does not have to go to the bank for transactions, for this he looks at various payment options, one such payment option has just been launched, whose name is What’s App. Today we will know how it works and how you can use it in your phone 

What is WhatsApp

Today there will hardly be any person who does not know about What’s App, this is an application through which you can connect with any person in no time, you can make audio calls to them, you can also make video calls to them. can or chat

Now What’s App has also launched its payment option, which will now be available in almost all What’s App, so today I am going to tell you about setting up What’s App payment and how to do the whole transaction with What’s App.

How to activate payment mode on WhatsApp

To activate the payment mode, first of all you have to go to What’s App, there you will see three dots above, one of them you get the option of payment, you have to click on it, first of all you have to link your bank account for which you have to Have to click on Add Payment Method

After doing this, a list of banks appears in front of you, out of which you have to select the bank in which you have a bank account, like suppose your bank account is in State Bank of India, then you have to select State Bank, after that You have to verify the same mobile number which is linked to your bank account, for which you have to click on Verify Via SMS

When the mobile number is verified, then there must be at least 1 rupee on your mobile number or SMS (Short Message Services) should be balance because only through that the request goes to the bank, when the mobile number is verified then that All the bank accounts linked to the mobile number become active on WhatsApp.

Now you can pay by clicking on the bank account with which you want to do the transaction, after completing this process, your name and your UPI (Unified Payment Interface) ID comes, with this UPI ID you can take payment from anyone. Can, the option of QR Code appears near your name, by scanning which any person can pay you.
How to link multiple accounts
In this, if you want, you can also link more than one bank account, for this you have to click on Add Payment Method and the rest of the process is the same as you have been told above, now when the bank account is linked with What’s App If it is done then there are two payment options available

In the first method, you have to click on the 3 Dot which appears above the app, there you get the option of payment, you have to click on it, after that you get the option of New Payment below, you have to click on it, in this you get three options. You can pay with whomever you want

 1: Upi
2: scan qr code
3: Attachment Icon

Like if you want to pay with UPI ID, then you should have the UPI ID of the person you want to pay, as soon as you enter the UPI ID, then after that you have to enter the amount that you want to pay like As soon as you click on Pay, you are finally asked for the UPI PIN.

How to create UPI PIN

If you know the UPI Pin, then you can make the payment by entering the UPI Pin and if you do not know, then you have to click on I Don’t Know UPI Pin, after clicking on it you will have to set a UPI Pin for which the debit card Has to be verified, in this the last 6 digits of the debit card have to be entered and the Expiry Month and Date of the card have to be entered.

After this, an OTP (One Time Password) is set on your number which is auto read, below this you also have to enter your ATM (Automatic Teller Machine) PIN, after that whatever PIN you enter is your PIN. It becomes that you have to verify 2 times, then the UPI pin is set in this way, whenever you make a payment, you have to enter this UPI pin.

In this, the second option is QR Code, which can be scanned and paid, if you have a QR Code and you want to scan it and pay, then you can do it easily, whenever you scan a QR code. If so, you get the UPI ID, you just have to click on Send or Request Money, now you have to enter the balance you want to pay and enter the UPI PIN and the payment is done as soon as you do this.


You can see all the payments you make in the Payment History, another easy way to transfer money from What’s App is to start a chat with the person you want to pay, after that you click on the Attachment Icon. Has to be clicked, Attachment Icon is the icon from where photos, videos etc. are set.

In this also you get a payment option, you can transfer money to the person in front only when that person also uses WhatsApp payment, otherwise you cannot, you will get the option of notification in the screen that will appear in front of you. If you click on it, whenever that person starts WhatsApp payment, you will get a notification immediately and you will be able to send him direct money.

4 thoughts on “What is WhatsApp Payment and How to Do

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